Legal

Disclosures & Compliance Information

Effective date: January 1, 2025. Please read these disclosures carefully.

Summary: Northlark Money Guides is a financial education and consultation support service operated by Northlark Advisory Studio LLC. We are not a bank, credit union, licensed lender, or registered investment advisor. Content on this website is for educational and informational purposes only.

1. Educational and informational purpose

Information provided on this website is for educational and informational purposes only and does not constitute financial, legal, or tax advice. Nothing on this website constitutes or should be interpreted as financial, investment, legal, tax, or any other form of professional advice.

We describe how common financial products generally work, what factors are typically involved in financial decisions, and what questions you might consider asking a qualified professional. We do not advise you on what specific financial products or decisions are right for your individual circumstances.

2. Not a bank, lender, or financial institution

Northlark Money Guides, operated by Northlark Advisory Studio LLC, is not a bank, savings institution, credit union, mortgage lender, or any other type of licensed financial institution. We do not:

Accept deposits
Issue debit or credit cards
Originate, underwrite, or approve loans
Provide account opening services
Execute financial transactions on your behalf

This website operates exclusively in educational and consultation support mode.

3. Consultation request disclosure

Submitting a consultation request does not create a lender–client relationship or any commitment to lend, approve, or provide financial products.

A consultation is a general discussion. It does not constitute personalized financial advice. Outcomes of any financial decision depend on individual circumstances that a consultation cannot fully account for.

4. Rates, terms, and availability

Rates, terms, availability, and eligibility vary by individual circumstance and are not guaranteed. Consult a qualified professional for personalized guidance.

Any interest rates, fees, or financial figures referenced in our educational content are illustrative examples only. They are not offers, commitments, or representations of what any specific lender, institution, or product may provide. Current rates from licensed providers can only be obtained directly from those providers.

5. No endorsement of third parties

References to financial products, institutions, or services in our educational content are for illustrative and informational purposes only. We do not endorse any specific financial product, institution, service provider, or third-party website. External links are provided as a convenience and do not imply affiliation.

6. No guarantee of outcomes

We make no representation or warranty — express or implied — regarding the accuracy, completeness, or fitness of any information on this website for any particular purpose. Financial outcomes are inherently uncertain and depend on many factors outside our knowledge or control.

7. Contact for compliance questions

If you have questions about the nature of this website, its content, or these disclosures, contact us at support@northlarkmoney.com.